What does ex nihilo mean?

Definitions for ex nihiloɛks ˈnaɪ hɪˌloʊ, ˈni-

Here are all the possible meanings and translations of the word ex nihilo.


  1. ex nihilo(Adverb)

    from or out of nothing.

  2. ex nihilo(Adjective)

    from or out of nothing.

  3. Origin: “out of nothing”


  1. Ex nihilo

    Ex nihilo is a Latin phrase meaning "out of nothing". It often appears in conjunction with the concept of creation, as in creatio ex nihilo, meaning "creation out of nothing"—chiefly in philosophical or theological contexts, but also occurs in other fields. In banking, the term ex nihilo refers to the fact that banks create money they apparently loan from nothing, by merely using the borrower to hand over a promise to pay, which the bank in turn monetizes. In other words, the borrower's promise, also called a promissory note, is converted into legal tender, as in fresh money on the spot. This process gets performed by the bank without any transparency or understanding on the customer's side who thinks that the bank actually loans pre-existing money, such as funds from other depositors on account. Banks also refer to this process as book entry credit or money creation. This raises the question as to why a borrower would be obliged to pay back what in reality isn't actually a loan, and rather an exchange from one form of value to another, whereby both parties contribute something of value. The "borrower" contributes the signature on the note, and the bank contributes a service of exchange, rather than tangible funds.


  1. Chaldean Numerology

    The numerical value of ex nihilo in Chaldean Numerology is: 5

  2. Pythagorean Numerology

    The numerical value of ex nihilo in Pythagorean Numerology is: 6

Images & Illustrations of ex nihilo

  1. ex nihiloex nihiloex nihilo

Translations for ex nihilo

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"ex nihilo." Definitions.net. STANDS4 LLC, 2018. Web. 22 Feb. 2018. <https://www.definitions.net/definition/ex nihilo>.

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