Definitions for redlining
redlin·ing

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1. Redlining

   In the United States, redlining is a discriminatory practice in which services (financial and otherwise) are withheld from potential customers who reside in neighborhoods classified as "hazardous" to investment; these neighborhoods have significant numbers of racial and ethnic minorities, and low-income residents. While the most well-known examples involve denial of credit and insurance, also sometimes attributed to redlining in many instances are: denial of healthcare and the development of food deserts in minority neighborhoods. In the case of retail businesses like supermarkets, the purposeful construction of stores impractically far away from targeted residents results in a redlining effect.Reverse redlining occurred when a lender or insurer targeted majority-minority neighborhood residents with inflated interest rates by taking advantage of the lack of lending competition relative to non-redlined neighborhoods. The effect also emerged when service providers artificially restricted the supply of real estate available for loanable funds to nonwhites, thus providing alternative pretext for higher rates. Neighborhoods which were targeted for blockbusting were also subject to reverse redlining.In the 1960s, sociologist John McKnight originally coined the term to describe the discriminatory banking practice of classifying certain neighborhoods as "hazardous," or not worthy of investment due to the racial makeup of their residents. During the heyday of redlining, the areas most frequently discriminated against were Black inner city neighborhoods. For example, in the 1980s a Pulitzer Prize-winning series of articles by investigative reporter Bill Dedman demonstrated how Atlanta banks would often lend in lower-income white neighborhoods but not in middle-income or even upper-income Black neighborhoods. Blacklisting was a related mechanism employed by redlining institutions to keep track of areas, groups, and people that the discriminating party intended to exclude. In academic literature, redlining falls under the broader category of credit rationing. The documented history of redlining in the United States is a manifestation of the historical systemic racism that has had wide-ranging impacts on American society, two examples being educational and housing inequality across racial groups. Redlining is also an example of spatial inequality and economic inequality.

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1. Redlining

   Redlining is the practice of denying, or charging more for, services such as banking, insurance, access to health care, or even supermarkets, or denying jobs to residents in particular, often racially determined, areas. The term "redlining" was coined in the late 1960s by John McKnight, a sociologist and community activist. It refers to the practice of marking a red line on a map to delineate the area where banks would not invest; later the term was applied to discrimination against a particular group of people irrespective of geography. During the heyday of redlining, the areas most frequently discriminated against were black inner city neighborhoods. For example, in Atlanta in the 1980s, a Pulitzer Prize-winning series of articles by investigative-reporter Bill Dedman showed that banks would often lend to lower-income whites but not to middle- or upper-income blacks. The use of blacklists is a related mechanism also used by redliners to keep track of groups, areas, and people that the discriminating party feels should be denied business or aid or other transactions. In the academic literature, redlining falls under the broader category of credit rationing.

How to pronounce redlining?

1. Alex

   US English

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   Mark

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   Daniel

   British

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   Australian

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How to say redlining in sign language?

Numerology

1. Chaldean Numerology

   The numerical value of redlining in Chaldean Numerology is: 2

2. Pythagorean Numerology

   The numerical value of redlining in Pythagorean Numerology is: 2

Examples of redlining in a Sentence

1. Anika Goss:

   The impact (of redlining) is what you can still see today, it's not just housing and commercial redevelopment, but also infrastructure redevelopment.

2. Kimberly Holmes-Ross:

   I hope it doesn’t stray too far from the original plan, where they could prove the harm. The harm was in housing and in redlining.

3. Bill Clinton:

   I pledge a new and comprehensive commitment to equity and opportunity for communities of color. That means reforming our criminal justice system and rebuilding the bonds of trust between our communities and our law enforcement officials, but it also means making major new investments to create jobs, to make it easier to start and grow a small business, to end redlining in housing, and to build reliable public transit systems.

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References

1. ^ Wikipedia
   https://en.wikipedia.org/wiki/Redlining
2. ^ Wikidata
   https://www.wikidata.org/w/index.php?search=redlining