Definitions for person-to-person
involving direct communication or contact between persons or parties
"a person-to-person interview"; "person-to-person telephone calls"
(of two persons) in direct encounter
"preferred to settle the matter one-on-one"; "interviewed her person-to-person"
Such that the caller is only connected and charged if the person he specified is available to speak.
Such that the lender and borrower are individuals rather than companies.
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